Insurance Services

Paying for Workers' Compensation Has Never Been Easier!

NYSIF PAYGO is a simple and convenient way for eligible policyholders to pay their Workers’ Compensation insurance through approved payroll processors. Associated HCM is an approved payroll processor.

  • Eliminates down payment requirements
  • Calculates premium based upon actual payroll
  • Calculates more accurate premium payments, resulting in smaller audit adjustments
  • Allows policyholders to match payments to cash flow
Who Can Participate in NYSIF PAYGO?
  • New or renewal policies with annual estimated annual premium (including assessment) of between $1,000 – $250,000;
  • Annual premium larger than $2,000 for all contracting codes (excluding roofing, which is not eligible for PAYGO)

Please note that participation is subject to NYSIF underwriting approval and acceptance of the NYSIF PAYGO Terms and Conditions.

Frequently Asked Questions:

Can enrollment occur at anytime?

Policyholders are eligible to enroll at policy issuance or renewal.

Is there a fee to enroll in NYSIF PAYGO?

NYSIF does not charge a fee for the program, however Associated HCM does charge a minimal administration fee.

Will a policyholder receive a bill from NYSIF while on this plan?

Policyholders will not receive a bill unless there is a balance related to a prior period or as the result of discrepancy found at audit.

Will NYSIF require audits for NYSIF PAYGO clients? 

NYSIF will continue to audit policies, but we expect the amount of time and work related to audits to decrease significantly.

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