Associated HCM offers a unique and hassle free approach to paying for Workers’ Compensation insurance. Rather than paying for insurance up to a year in advance and tying up vital funds, premiums are paid-as-you-go one payroll period at a time. With a standard Workers’ Comp policy, you typically start with a 25% down payment each year followed by monthly or quarterly payments towards your premium. Pay-as-you-go eliminates having to make down payments as well as large end of year billing adjustments due to incorrect estimates. This program is designed to increase your cash flow while helping to minimize large, unexpected payments following a premium audit.
Benefits of using us for your Pay-As-You-Go Workers’ Compensation:
- Accurate premium calculation based on current payroll — no estimating.
- No down payment required.
- No checks to write or monthly billing fees.
- 24-hour toll free claims hotline.
- Full sales/service center.
- Free insurance consultation with a licensed insurance specialist.
- Elimination or reduction of year-end audit adjustments.
If you have one or more employees, you probably have to have Workers’ Comp. It’s a legal requirement in most states. To purchase Workers’ Comp, contact us today and we can connect you with our partner, Integrated Coverage Group.